Nairobi, Kenya

The Rent Now Pay Later
Solution for Tenants

Move into your dream home in Kenya today. No large upfront deposits — split your rent and deposit into affordable monthly payments.

1,282+
Tenants
26+
Landlords
24hrs
Approval
Nairobi apartment
Kilimani, Nairobi
KES 45,000 / mo
Property
Approved!
Deposit paid to landlord
Monthly split
KES 22,500
vs KES 135,000 upfront
What We Do

Four solutions. One platform.

RentU tackles every side of Kenya's housing affordability problem — for tenants, savers, managers, and future homeowners.

01

Rent Splitting

Move in now, pay over time

RentU pays your landlord the full rent and deposit upfront. You repay in comfortable monthly splits over 3–6 months.

  • Deposit split over 3–6 months
  • Monthly rent also financeable
  • Direct landlord payment
02

Property Management

Everything landlords need

A complete platform for landlords — collect rent, manage units, track maintenance, and get deep analytics.

  • Real-time rent collection
  • Tenant & unit management
  • Vacancy & payment analytics
03

Rent Saving

Save small, move big

Micro-save daily or weekly. RentU securely holds your savings and transfers directly to your landlord on due date.

  • Daily / weekly micro-saves
  • RentU tops up shortfalls
  • Secure escrow transfers
04

Rent Credit Score

Your payments, your proof

Every on-time rent payment builds your RentU credit score — an alternative credit history for rent-to-own companies.

  • Score based on rent history
  • Shared with rent-to-own partners
  • Pathway to homeownership
The Problem We Solve

Kenya's housing system is broken.
We're fixing it.

The average Nairobi deposit is 3 months rent. 90% of Kenyans have no formal credit score. Millions are locked out of good housing — not because they can't afford rent, but because they can't afford to move.

See Why RentU Matters
3×
The average deposit is 3 months rent in Nairobi
90%
of Kenyans lack a formal credit score
47%
spend over 30% of income on housing costs
Simple Process

Apply, get approved, move in.

Three steps. As fast as 24 hours.

01

Apply in minutes

Fill in your details online — ID, employer, and the property you want. Takes under 5 minutes.

02

Approved in 24hrs

Our Kenya-based team reviews and approves qualified tenants fast. You get an SMS confirmation.

03

We pay, you move in

RentU transfers the full amount directly to your landlord. You move in and start monthly repayments.

See Full Flow for All Products
0+
Tenants signed up
0+
Property managers
0+
Active units
24hrs
Approval time
Real Stories

They moved in. You can too.

"
"I moved into Kilimani without the stress of saving a full 3-month deposit. RentU made it possible in 48 hours."
Amina K.
Software Engineer, Nairobi

Ready to move into
your next home?

Join thousands of Kenyans who've moved in without the deposit barrier.

Start Your Application
I'm a Landlord
No hidden fees
24-hour approval
M-Pesa supported
Licensed in Kenya